My computer fairy/muse ...
First I photographed the Amy Brown-designed ornament, then decided to practice with PS.
This photograph is dedicated to my friend Kit's sweet daughter, Mary Ellen.

I painted with a low opacity around the neckline of her dress and arm holes, attempting to give the appearance of a sheer fabric on top of her blouse. My son thought it looked like I colored outside the lines, lol, so ... whatever! Another version of her is here: http://www.pbase.com/willa/image/52625731