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Stu | all galleries >> An occasional Bowl of Stu >> January 2005 > Falling to bits
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Falling to bits
Kingoodie Stu

Falling to bits

20 January 2005

A couple of months ago, my bank took my old Switch card off of me, and replaced it with a Visa Electron. Apparently this is all part of the banks' attempt to eradicate card crime: the old card was swipe and sign, while the new one is 'chip and pin'. There is one slight problem, however: the last two times that I have tried to use it to pay for something, I was told by the retailer that they didn't accept the card. It happened today in the garage, while the time before was just surreal. You see, that time it was the bank who said they couldn't accept the card. Let me explain. I used to pay my credit card bill via my on-line bank account. Recently, however, my bank has been taken over by the Halifax building society. When the Halifax's on-line banking system was superimposed over the Bank of Scotland's, the BofS system simply stopped working, and several calls to the helpline have proven to be futile. Not to worry, I thought, I still have telephone banking... except that too was getting the Halifax treatment. Now the situation is much worse. My credit card is issued by the BofS, and in the past when I wanted to pay something towards it, I simply called the bank and transferred funds from my current account via my Switch card. This worked until the bank replaced my Switch card with their new Visa Electron chip and pin. When I asked to transfer money from my current account to my Visa using the card the bank had issued, I was told that they can't accept their own card, and that I would have to go to a branch to make the transfer. They say the new cards are designed to prevent fraud! What better way to prevent fraud than to issue cards that no-one - not even the bank itself - accepts. Pure genius!

FujiFilm FinePix S7000Z
1/320s f/2.8 at 7.8mm iso200 with Flash full exif

other sizes: small medium original
Lori Rolfe22-Jan-2005 21:25
love the angle of this shot......
Guest 22-Jan-2005 18:20
A tua carta de crédito é mesmo o que eu tinha falta Stu..! como ninguém quer aceitar o pagamento, so há duas soluçoes: Tudo de borla, ou então não comprar nada!
Guest 21-Jan-2005 23:24
looks really creepy!!! great shot!!!
Dave (doon the road) 21-Jan-2005 22:52
I tried to get online banking with TSB - God wit a nightmare - BTW can we expect some Rabbie Burns poems soon.
Andrea Aschedamini21-Jan-2005 21:58
a little scary my friend... I like this !!!
Wenche Aune21-Jan-2005 21:23
Very nice composition. I agree with Pepe - Powerful image
Dougie Robertson21-Jan-2005 18:54
I've been thinking of heading out to Kingoodie and beyond, maybe tomorrow.
Autumn Sky21-Jan-2005 14:47
Stu what an incredible story... I'm not sure I could tell it as calmly as you. My PAD for the day would be of a towering inferno with smoke (out of frame) billowing from the page. I suspect there are choices in banking for you and the Halifax Building Society is now history ;)
northstar3721-Jan-2005 12:37
We need to go back to the barter system!
Rannoch Moor21-Jan-2005 11:45 you know the guy called Kafka ?
Zak21-Jan-2005 09:24
I tried to set up an account with Halifax/BoS and the farce i had to go through was unbelievible!
Opening one at LloydsTSB was alot more easier! done within an hour, would of took days maybe weeks at BoS!
The shed/barn in your pic reminds me of some of the houses we've looked at here heheh
Pepe Zyman21-Jan-2005 06:30
This image is soooo powerful!
nomadicdragon21-Jan-2005 02:47
great shot. kinda creepy. but great.
Karen Leaf21-Jan-2005 02:35
An updated Catch 22.
Simply priceless. (As are both images for today's irritants)
Elaine (etfitz)21-Jan-2005 01:49
Wonderful old barn! Hope you are feeling better!
Guest 21-Jan-2005 01:29
Nice work. Hope that you are feeling better...
laine8221-Jan-2005 00:43
That's why I like to stand on one side of the counter to be served by a real person, the system may be ancient like your old shed here but until now my banking business has been trouble free.
Robin Reid21-Jan-2005 00:35
What irony.
I like this old shack.
Yvonne21-Jan-2005 00:27
Must be the bleak weather getting to you! Love this ancient bit of a wreck in the
photo today.
Gayle P. Clement20-Jan-2005 23:04
LOL! You do have a complicated life, poor man. Are you feeling better?
bruce berrien20-Jan-2005 22:57
Well, Stu - I came to check in and see how you were feeling. You're as ornery as ever - so I guess that's a good sign? :)
Coleen Perilloux Landry20-Jan-2005 22:57
Sounds like a hell of a mess.
Guest 20-Jan-2005 22:57
Is the flu getting better then Stu? Or maybe it was until your dealings with the bank!! Great B&W, I'm definitely going to have a go at B&W this weekend.
Ian Clowes20-Jan-2005 22:47
I guess some weeks are better than others! Photo really sums it up. Don't worry tomorrow's Friday.