Photograph by Julia Lewis, Photoshop processing by Melody Lewis

All layers done on copies of the background layer.
1. Background Layer
2. Watercolor: Damp Translucent Wash, modified--Tinted Image, Brush Size 42%, Coverage 99%, Pressure 80%; Normal 66%
2. Pencil Sketch: Detailed Monochrome, modified--Brush Size 42%, Coverage 100%, Pressure 138%; Normal 51%
3. Paint: Radically Colored Mica Chips; Overlay 75%
4. Sumi-e: Fine Ghost Brush; Normal 36%
Combine Layers, resize for online display, sharpen.

Original photograph http://www.pbase.com/malewis/image/44795324