Starting from left:
a lady going to get a free meal from the Narayan Temple with her messtim,
a man sitting against the wall reaching out his hand already for an alm,
a lady changing money into coins for the beggar,
a handicapped man by birth
Are they poor ?
No, they choosed the wrong profession, only the handicapped man by birth had bad luck
they all accept their destiny ... after all not every one can become a Guru ...