The first of October and it is warm enough to sit and read on the beach in the later afternoon. I don't expect too many more days like this, this year.
The book is Alistair Darling's memoir of his time as Chancellor in 2008 when the credit crunch hit and RBS had to be bailed out by the taxpayer. Interesting stuff, although Alistair's account is a bit dry.

And last year, talking of banks.