More contemporary or westernized varieties of Joss paper include Hell Bank Notes, paper credit cards, cheques, as well as papier-mâché clothes, houses, cars, toiletries, and servants (together known as Mandarin zhǐzhā zh:紙紮). The designs on paper items vary from the very simple to very elaborate (with custom artwork and names). In some Chinese mythology, Hell Bank Notes are sent by living relatives to dead ancestors as a tribute to the King Yanluo for a shorter stay or to escape punishment, or for the ancestors to use themselves in spending on lavish items in the afterlife.